Home Insurance

Washington Home Insurance Options

The activities in your home give your life context. It is the place where most of your family time is spent. Unfortunately, it's not immune to accidents. For this reason, you need home insurance to protect your home. At Summit Insurance Group in Washington, we offer home insurance tailored to meet your needs.

The following are some of the basic coverage options:

Home structure coverage

If your home is damaged, your homeowner's policy will pay for the cost of repairing or rebuilding your home, as well as other structures.

Personal belongings coverage

Replacing furniture, clothes, and other personal items can be expensive. It covers damage or loss of personal property. This is a significant coverage when the interior of your house sustains damage.

If you own expensive items like art, jewelry, silverware, and collectibles, it's important to bring them up to your insurance agent to make sure you have the proper coverage.

Additional living expenses

If your home cannot be occupied as a result of an insured loss, the policy pays for the necessary living expenses for you and your family. Also, it can pay for hotel and food expenses as your house is being repaired

Personal liability coverage

It protects you against third party claims arising from accidents in your home. It pays for lawsuits for property damage or bodily injury that you or your children cause to others.

If your friend or neighbor is injured in your home, the policy also provides no-fault medical coverage.

While the coverage options mentioned above are standard in most home insurance policies, there are additional coverage options that you should consider when purchasing home insurance. They include:

• Replacement Cost
• Personal Property Extensions of coverage
• Flood Insurance
• Additional Liability
• Earthquake Insurance

At Summit Insurance Group in Washington, we have experienced agents that offer excellent service to our clients. They will help you acquire a tailored home insurance policy that fits your wants and lifestyle. Visit, call, or use our online rating tool to find a quote. We protect not only your home but also your memories.