Commercial Insurance

Do you own or run a business in Washington? If yes, you need to protect your investments by acquiring commercial insurance. This insurance will protect your business from suffering major losses in case of risks such as injury, liability claims, damages, etc. Every business has different needs. Hence, you need a knowledgeable local Washington agent at Summit Insurance Group to help you assess the potential risks your business may face and which coverage options are more suitable for it.

Commercial Insurance Requirements

It is mandated by law to provide employees with workers compensation coverage, and commercial auto insurance for company-owned cars. It's necessary to protect your investments and ensure operations are run smoothly and safely. There are chances your business may face high risks like liability claims, and if you are not protected, such risks may render your business bankrupt. That's why it's important to have commercial insurance.

Coverage Options

• Workers' compensation: Protects your employees in case of any work-related injury or illness. It caters for medical expenses, loss of income, death benefits, and much more. Plus, it can save you from costly lawsuits.
• General liability: There is no way you can avoid this. Accidents happen, and injuries and damages occur. This will protect you from any third party liability claims including bodily injury liability and property liability.
• Commercial property: This is probably the most important coverage option you need for your business as it protects your business' building, inventory, equipment, additional structures, and outdoor signage.
• Group benefits: Employees are the core foundations of a business, that's why it's important for them to get motivated. You can do this by taking advantage of a coverage that offers benefits such as retirement plans, group health insurance, dental insurance, and disability.

At Summit Insurance Group, we offer reliable customized commercial insurance policies for your business in Washington, regardless of size and industry. To get a quote, or if you have any questions, contact us today and let's get you started.